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I have helped several clients purchase property above hotels, shops, offices and within blocks of flats that have more than 4 floors which could be construed as commercial buildings due to dealing with a managment company or freeholder who handle certain matters relating to the buildings maintenance and repair. There is really only one high…

You will need to prove your identity and your address first.  This is typically carried out by either your passport or driving licence to prove who you are and a utility bill or bank statement dated within the last 3 months to prove where you live.  The next step is to provide a payslip or…

Many lenders will not lend if your lease has 55 years or less to expiry.  Some lenders have a rule of lending so long as the lease term is in excess of the mortgage term + 30 years.  If you do not fit this rule you may need to consider a lease extension either with regard…

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