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I think it just worth noting here that not all Buy to Let mortgage lenders ask for proof of earned income or have a minimum annual income requirement.  The reason why no declaration or evidence of earned income is required is because the bank will lend based on the valuer’s assessment of monthly rental income.  Such…

There are only two Buy to Let lenders who I understand are able to remortgage a Buy to Let property within 6 months of its purchase date, if you are looking to capital raise after completing a renovation or refurbishment I recommend you give me a call prior to the purchase of the property. There are…

The majority of lenders use salary or directors remuneration plus dividends when assessing income for mortgage purposes.  However, a couple of lenders use an alternative method which is salary + share of net profit, or even salary + dividend + share of net proft assuming the applicant is a majority shareholder.  This mortgage lending policy is useful…

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