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Mortgage lending based on your Limited Company net profit is still proving to be a great way to get your mortgage and remain tax efficient.  I know of three lenders now that will lend on your strongest combination of salary, dividends and net profit, in some cases we are able to lend on all three. For example…

Since the Mortgage Market review (MMR) in April this year, I have had several client’s successfully borrow up to 90% of the value of their homes with two different mortgage lenders with just one years accounts.  The proof of income required is either a set of finalised accounts or an SA302 from HMRC.  One mortgage lender asked…

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