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In recent months the number of lenders offering mortgages based on employment contracts has increased.  The general rule is that to fit policy you must fit one of two rules – a) You must have a continuous employment history of working on a contract basis for the last 24 months Or b) You must prove…

If you wish to reduce your outgoings in the new year, one way to achieve this is to raise your mortgage balance and with the additional funds available pay off any outstanding credit cards, personal loans or car finance.  These often unsecured debts have higher rates of interest than your mortgage and are repaid over…

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