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I have organised mortgages on several ‘pied a terre’ or homes used for holiday purposes or properties lived in by a family relation in recent months.  I tend to group all of these situations under the second homes mortgage banner.   Mortgages on 2nd homes have increased to 90% LTV, where income multiples or affordability calculations can be used, hence…

The majority of UK lenders now entertain mortgage applications for second home purposes.  The range of lenders involved in the market now gives decent scope for price, product features and importantly lending criteria. Probably best to give me a call early on with this enquiry, gives some thought to your annual salary or if you…

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