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Let to buy mortgages are used for when you wish to let out your current residence, whilst simultaneously moving into your new property.  Let to buy mortgages are useful as the justification for lending on your current residence is based on the expected monthly rental income, which means your earned income can still be used as the means to getting the mortgage on the new property.  This gives you the benefit of being able to have two mortgages at the same time, and a much higher total borrowing figure then you would normally be able to achieve based on earned income alone.

We are able to arrange a let to buy mortgage even if you are not moving into a new property, but are perhaps residing with family or wish to rent your new residence for the foreseeable future.

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Austin Degge


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