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Mortgage lending based on your Limited Company net profit is still proving to be a great way to get your mortgage and remain tax efficient.  I know of three lenders now that will lend on your strongest combination of salary, dividends and net profit, in some cases we are able to lend on all three.

For example – if you are a majority shareholder in your company, one lender will lend based on salary, dividends and retained profit i.e. the profit that remains after dividends have been taken.  If you are in a situation where taking all of the money out of your business is not a priority then this is the mortgage for you.

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Austin Degge


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